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Market News

US-Based Crypto Lender ‘Figure’ Files Confidential Draft for IPO

Written By:
Luqman

Reviewed By:
Gopal Solanky

Last updated: August 5, 2025 2:59 PM
Published August 5, 2025 2:59 PM
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Last updated: August 5, 2025 2:59 PM
Published August 5, 2025 2:59 PM
US-Based Crypto Lender ‘Figure’ Files Confidential Draft for IPO

Figure Technology Solutions, a U.S.-based firm that builds blockchain tools for lending, has sent a confidential draft to U.S. regulators as it prepares to go public. 

On Monday, the company confirmed in an official statement that it has filed a draft registration with the U.S. Securities and Exchange Commission (SEC) for a planned initial public offering. The number of shares and price range have not yet been set. The company said the offering would depend on market conditions and SEC review.

Figure Moves Forward with Support from Top Firms

Figure says it has supported around $16 billion in home equity loans so far. It also works with major tech companies like OpenAI and Alphabet. These partnerships are part of the firm’s push to mix traditional finance with new technology.

The company’s website lists several top investors, including Apollo Global Management, 10T Holdings and Ribbit Capital.

According to earlier reports, Figure has also worked with banks such as Goldman Sachs, JPMorgan and Jefferies in the past. These banks were said to be helping the firm prepare for an IPO in 2023. It is not yet confirmed if they are involved in this latest filing.

Blockchain and Crypto Company IPOs 

Notably, various blockchain and crypto companies are trying to enter public markets this year. Following Circle’s grand and successful IPO launch earlier this year, a number of crypto exchanges and blockchain labs are planning listings as interest in crypto and financial technology keep rising.

For now, Figure’s submission is private. A full version of the filing will be shared publicly once the company is ready. The IPO is expected later in 2025. The company said in its release that the draft was submitted under Rule 135 of the Securities Act. It added that this notice was not an offer to sell shares, and any sale would follow legal steps required by US law.

Figure’s latest decision is part of a wider trend as crypto-linked businesses return to public markets after a long pause.

Also Read: UK Man Who Lost 8,000 Bitcoin Says He Hasn’t Given Up Yet

Disclaimer: The information researched and reported by The Crypto Times is for informational purposes only and is not a substitute for professional financial advice. Investing in crypto assets involves significant risk due to market volatility. Always Do Your Own Research (DYOR) and consult with a qualified Financial Advisor before making any investment decisions.

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Luqman Abdulkabir- Crypto Journalist at The Crypto Times
By Luqman
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Luqman Abdulkabir is a Crypto News Writer with 5 years of experience covering cryptocurrencies, consumer technology, AI, gaming, and software. He holds a Bachelor of Science in Materials Science and Engineering and also has a Digital Marketing Certification, giving him a strong mix of technical and content expertise. Luqman focuses on breaking down complex topics and trends in the crypto space to keep readers informed and up to date.
Gopal Solanky - Crypto Research Analyst at The Crypto Times
By Gopal Solanky Sr. Crypto Journalist
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Gopal Solanky is a Research Analyst and Reporter with over 5 years of experience in DeFi, blockchain, crypto, IT, and financial markets. With a Bachelor's in Computer Applications, he brings a strong technical foundation to his analysis and reporting. Gopal focuses on breaking down complex topics for both seasoned investors and curious readers. His work has been referenced by publications like Business Insider and Vulture.com, highlighting his contributions to industry stories around topics like Huwak Tuah Memecoin and the FTX collapse.

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