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Market News

PayPal Launches ‘Pay with Crypto’ for U.S. Merchants

This feature provides a fixed 0.99% transaction fee, allowing merchants to reduce payment processing costs by as much as 90%

Written By:
Jalpa Bhavsar

Reviewed By:
Jahnu Jagtap

Last updated: July 28, 2025 9:58 PM
Published July 28, 2025 8:36 PM
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Last updated: July 28, 2025 9:58 PM
Published July 28, 2025 8:36 PM
PayPal Launches 'Pay with Crypto' for U.S. Merchants

PayPal has introduced a new feature called ‘Pay with Crypto’ to help businesses make international payments faster and cheaper. The feature connects a wide network of cryptocurrencies, stablecoins, digital wallets, and merchants around the world.

This new feature will allow U.S. businesses to accept payments in over 100 different cryptocurrencies like Bitcoin, Ethereum, USDT, XRP, and Solana.  The crypto payments will be automatically converted into stablecoins such as PYUSD or regular money (fiat).

Tired: Paying high transaction fees for international payments.

Wired: Reducing costs up to 90% by offering pay with crypto for payments.

✅ Reduce international transaction fees by up to 90%
✅ Offer 100+ cryptocurrencies and eligible wallets at checkout
✅ Get immediate… pic.twitter.com/3XgOXW2Smr

— PayPal (@PayPal) July 28, 2025

Conventional cross-border payments tend to have exorbitant credit card fees, currency conversion fees, and bank delays. This feature provides a fixed 0.99% transaction fee, allowing merchants to reduce payment processing costs by as much as 90%. This is a big benefit for businesses that sell internationally and want to protect their profits.

Helping Businesses Expand Globally

The service provides vendors a window of access to the more than $3 trillion crypto economy and bridges them with more than 650 million crypto users globally. It supports major crypto wallets such as Coinbase, MetaMask, Binance, OKX, Phantom, and Kraken.

According to PayPal CEO Alex Chriss, the feature is designed to help businesses grow faster by reducing the challenges of global expansion. Merchants can receive payments almost instantly, avoid complicated bank processes, and earn 4% interest on PYUSD held within PayPal.

Expand to a $3 Trillion Crypto Market

PayPal also recently launched PayPal World, a platform uniting five of the world’s largest digital wallets. This move enhances how money is sent and received across borders and reflects PayPal’s goal to create inclusive, borderless commerce. The company has also partnered with Fiserv to promote stablecoin use globally.

Chriss added, “These innovations don’t just simplify payments—they drive merchant growth, expand consumer choice, and reduce costs. This is the future of inclusive, borderless commerce, and we’re proud to lead it.”

Also Read: PayPal Brings India, China, Latin America’s Leading Payment Systems Together

Disclaimer: The information researched and reported by The Crypto Times is for informational purposes only and is not a substitute for professional financial advice. Investing in crypto assets involves significant risk due to market volatility. Always Do Your Own Research (DYOR) and consult with a qualified Financial Advisor before making any investment decisions.

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Jalpa Bhavsar- Senior crypto journalist at The Crypto Times
By Jalpa Bhavsar
Follow:
Jalpa Bhavsar is a Crypto Journalist with 3 years of experience in crypto, blockchain, AI, digital design, and crypto news reporting. She holds a B.Tech in Computer Science, bringing a strong technical foundation to her writing. Jalpa focuses on delivering clear, accurate, and engaging coverage of the latest trends and developments in the crypto and tech space.
Jahnu Jagtap - Crypto Research Analyst at The Crypto Times
By Jahnu Jagtap
Follow:

Jahnu Jagtap is a Research Analyst with over 5 years of experience in crypto, finance, fintech, blockchain, Web3, and AI. He holds a BSc in Mathematics and is certified in Blockchain and Its Applications (SWAYAM MHRD), Cryptocurrency (Upskillist), and NISM Certifications. Jahnu specializes in technical, on-chain, and fundamental analysis, while also closely tracking global macro trends, regulations, lawsuits, and U.S. equities. With a strong analytical background and editorial insight, he drives content that delivers clarity and depth in the fast-evolving world of digital finance.

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