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Market News

Crypto Bills Hit Roadblock in House Over CBDC Ban Demands

Written By Pari Shukla Pari Shukla
Fact Checked by Dhara Chavda Dhara Chavda
Published 2025-07-16
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Crypto Bills Hit Roadblock in House Over CBDC Ban Demands

The U.S. House is trying to pass three crypto-related laws this week before its recess in August. These laws pertain to stablecoin regulation (GENIUS Act), banning government-controlled digital currencies (Anti-CBDC Surveillance Act), and setting rules for the crypto market (CLARITY Act). House Speaker Mike Johnson says these bills are important to the White House, Senate, and House.

On Tuesday, a vote to move forward with these bills failed as 13 Republican lawmakers, including Steve Scalise and Marjorie Taylor Greene, didn’t support it. They want the GENIUS Act to clearly ban central bank digital currencies (CBDCs). They are concerned the current version of the GENIUS Act doesn’t have clear provisions for this. 

The House adjourned Tuesday without further action but will reconvene Wednesday for debate and legislative business.Critics like Rep. Andy Biggs expressed concerns that the GENIUS Act’s framework could enable a layered CBDC and lacks self-custody guarantees. The critics called for an open amendment process to refine the legislation.

Speaker Johnson acknowledged the dissent but highlighted resistance to combining the bills into one package, as some Republicans advocate. He stressed that the Senate would likely reject a merged bill, favoring a sequential approach. Discussions with holdouts continue to advance the legislation.

Caitlin Long, CEO of Custodia Bank, downplayed the initial failure, noting the GENIUS Act’s similar Senate setback in May before its bipartisan passage in June. 

Eleanor Terrett, host of Crypto in America, clarified that the GENIUS Act already prohibits the Federal Reserve from offering retail CBDC services, like digital wallets or personal accounts. 

The push for crypto legislation faces Democratic opposition, with some labeling it “anti-crypto corruption week.” The outcome of Wednesday’s vote remains critical for crypto policy before the congressional break.

Also Read: GENIUS, CLARITY Act Fail in US Procedural Vote Amid Crypto Week

Disclaimer: The information researched and reported by The Crypto Times is for informational purposes only and is not a substitute for professional financial advice. Investing in crypto assets involves significant risk due to market volatility. Always Do Your Own Research (DYOR) and consult with a qualified Financial Advisor before making any investment decisions.

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Pari Shukla - Crypto Journalist at The Crypto Times
By Pari Shukla
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Parmeshwari Shukla is a Content Writer with over 3 years of experience in digital media, including 1 year in crypto news and journalism. She holds a Master’s degree in Mass Communication and a certification in Sports Journalism, bringing versatility and a strong editorial sense to her work.
Dhara Chavda
By Dhara Chavda
Follow:
Dhara Chavda is a Research Analyst at The Crypto Times. She covers U.S. crypto regulation — including the CLARITY Act and GENIUS Act — DeFi security and major protocol exploits, and investigations into crypto fraud and enforcement actions. Her work emphasizes primary sourcing and on-chain verification over secondary commentary. Dhara joined The Crypto Times in 2020 and has followed every major market cycle since — the 2021 bull run, the 2022 Terra and FTX collapses, the 2023 banking turmoil, the 2024 spot Bitcoin ETF launch, and the 2025–2026 regulatory cycle — first assigning and reviewing the desk's coverage, and now writing it herself. Her reporting has been cited by international outlets including TheStreet and Argentina's La Nación. She holds a Bachelor of Engineering in Computer Engineering from Gujarat Technological University (GTU), which informs her technical reporting on on-chain data, smart contract analysis, and protocol architecture.

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