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Industry

MoneyGram Rolls Out In-App Stablecoin Spending Card

MoneyGram introduces an in-app stablecoin spending card on Stellar, giving Colombian users digital and contactless payment options alongside local cash access.

Written By Sharmistha Suman
Published 1 hour ago
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MoneyGram Rolls Out In-App Stablecoin Spending Card

Key Highlights

  • MoneyGram introduced its stablecoin-backed card on September 10, with initial availability for eligible customers in Colombia. 
  • Users can hold a stable-dollar balance in the MoneyGram app and manage card activity from the same platform. 
  • The digital card can be used for online and in-store purchases at merchants accepting Visa. 

MoneyGram, a global financial services company, launched the MoneyGram Card on September 10, 2026. The card is a stablecoin-backed product available to eligible customers. It allows users to hold a stable-dollar balance in the MoneyGram app, spend at merchants that accept Visa, and access cash through MoneyGram locations.

According to the official announcement, customers can sign up for the card inside the MoneyGram app. Once activated, the card balance and spending activity can be managed within the same app. 

Meet the MoneyGram Card.

A stablecoin-backed card built to give customers more freedom to hold, access and spend their money, all within the MoneyGram experience they already know.

𝗕𝘂𝗶𝗹𝘁 𝗶𝗻𝘁𝗼 𝗠𝗼𝗻𝗲𝘆𝗚𝗿𝗮𝗺
Access your card directly through the MoneyGram app. No… pic.twitter.com/7nYOuGUrw6

— MoneyGram (@MoneyGram) September 10, 2026

The digital card can be added to Apple Wallet or Google Wallet for contactless payments and online purchases. Users can also transfer funds from their MoneyGram balance and pick up local currency at a MoneyGram location.

Launch partnership and availability

The MoneyGram Card was developed in partnership with Rain, which provides the card infrastructure. It also incorporates wallet capabilities from Crossmint and operates on the Stellar network. The product converts a stable-dollar balance held in the MoneyGram app into a payment instrument that works online, in stores, and for cash access.

The card is available immediately in Colombia. MoneyGram stated that it plans to expand the product to additional markets in the coming months. A physical card version is scheduled for late 2026. The physical card will support ATM withdrawals and in-person purchases in locations where digital cards have limited acceptance.

MoneyGram says it serves more than 60 million active customers across more than 200 countries and territories, with nearly 500,000 retail locations and a digital network spanning billions of endpoints.

Broader stablecoin card market data

Separately, stablecoin-funded card payments are projected to reach an annual volume of about $50 billion by 2028, according to an estimate from stablecoin payments firm RedotPay. The projection was reported by Reuters on August 25, 2026.

On-chain data compiled by PaymentsScan and published by a16z crypto showed that monthly crypto card volume reached roughly $759 million in July 2026. That figure was approximately 2.5 times higher than the $306 million recorded in July 2025. Tracking of the segment began in October 2023, when monthly volume was less than $1 million.

A separate dataset from PaymentsScan, cited by The Kobeissi Letter, recorded July 2026 spending at $1.03 billion across more than 10 million purchases. That total represented a 16% increase from the previous month and was approximately 200% higher than the year-earlier period. The average ticket size rose to about $86, compared with $59 in July 2025.

Dollar-backed stablecoins accounted for the majority of tracked card spending. USDC represented around 58% of the volume, while USDT accounted for about 26%. A year earlier, those shares were approximately 48% and 7%, respectively. The euro-linked EURe token, which accounted for about 88% of tracked card volume in early 2024, had fallen to about 2% by July 2026.

Restrictions of MoneyGram stablecoin card launch 

The MoneyGram Card is currently available to eligible customers in Colombia. Spending is restricted to locations and merchants that accept Visa. Cash access requires a transfer from the user’s MoneyGram balance and pickup at a participating retail location. 

The company did not release additional details on eligibility criteria, fee structures, or the specific stablecoin used to back the card balances.

Also Read: Coinbase, Moov Partner to Add Stablecoin Payments Across 1,000+ Bank and Credit Union Network

Disclaimer: The information researched and reported by The Crypto Times is for informational purposes only and is not a substitute for professional financial advice. Investing in crypto assets involves significant risk due to market volatility. Always Do Your Own Research (DYOR) and consult with a qualified Financial Advisor before making any investment decisions.

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