A recent intern survey by Morgan Stanley showed that only 18% of its 2025 summer interns said they own or use cryptocurrency. The figure comes from responses by over 700 interns across the U.S. and Europe, revealing that, despite growing up online, Gen Z isn’t exactly rushing to buy Bitcoin or dabble in DeFi. Even interest is lukewarm; just 26% said they’re curious about crypto at all.
As per the survey, crypto ownership among interns has increased compared to last year. Market analyst Tom Lee pointed out on X that 82% of interns reported not owning any crypto, up from 69% in 2024. He reiterated popular common phrase of being “still early” in this crypto cycle. Data indicates that Gen Z seems to be taking it slowly despite the growing crypto adoption across the globe.
They Embrace Tech—But Not All of It
This same group of interns also shared that they are deeply immersed in technology. Among them, 96% said they use AI tools at least occasionally, with daily use more than doubling since last year.
As per Morgan Stanley’s data, AI is being used widely as a time-saving tool amongst Gen-Z, where it reflects that, some interns are still skeptical of its accuracy and reliability.
Data also highlights nearly half of the European interns said technology is affecting their mental health, which is a big jump from last year.
For Genz, their career comes first with 89% of US interns rank it as their top priority, increased from 86% last year. Relationships and travel follow next, while starting a family and saving for retirement rank lower.
Morgan Stanley’s data shows that the upcoming leaders are a thoughtful, career-driven generation embracing smart technology like AI, but slow to jump on the crypto bandwagon.
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