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Market News

Circle and Openmind to Explore Micropayments for x402 Protocol

Circle and Openmind partner to launch the x402 protocol, creating the open standard for machine-to-machine micropayments and agent commerce.

Written By:
Vanshita Kanjani

Reviewed By:
Jahnu Jagtap

Last updated: December 2, 2025 11:37 PM
Published 2025-12-02
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Last updated: December 2, 2025 11:37 PM
Published 2025-12-02
Circle and Openmind to Explore Micropayments for x402 Protocol

Key Highlights

  • Openmind and Circle collaborate to accelerate the development of the x402 protocol.
  • The partnership focuses on adopting and promoting the open-source x402 protocol for automated microtransactions.
  • The initiative works for enabling the future economy of autonomous AI agents and automated services.

Circle, the cryptocurrency payment firm, has partnered with decentralized AI robotics company Openmind to accelerate the development of the x402 protocol, an open standard designed to enable autonomous software agents to conduct microtransactions across the internet.

The collaboration aims to create a unified M2M payments architecture capable of supporting the projected surge in “agentic payments,” where AI agents autonomously pay for content, API usage, model inference, and research tasks at extremely high frequency.

The move, announced on Tuesday in an X post, centers on addressing the infrastructure required for the growing economy of autonomous software agents.

Circle 🤝 @openmind_agi

We’re excited to collaborate with OpenMind to develop foundational standards for machine-to-machine payments.

Together, we plan to bring USDC-powered micropayment protocols to life and shape the infrastructure for autonomous, real-world AI transactions.… pic.twitter.com/TOOqCSibA6

— Circle (@circle) December 2, 2025

Moreover, the companies aim to develop foundational, interoperable infrastructure needed for the emerging autonomous agent economy and AI services.

Key changes to protocol

A core part of the integration is Circle’s proposal to adjust how the x402 specification treats payment validation. Today, sellers rely on a /verify call to confirm that a buyer has authorized a payment. Circle argues that this creates a security gap if a malicious buyer tries to withdraw or double-spend funds between verification and settlement.

Because Gateway’s off-chain /settle function atomically commits funds and cannot be reversed, Circle is asking the community to consider removing /verify from the x402 specification entirely and treating /settle as the authoritative confirmation.

Circle is also seeking feedback on whether the existing EIP-3009 “exact payment” scheme should remain the default for x402. While technically compatible, the exact scheme was never designed for multi-chain workflows or ultra-high-frequency payments.

Circle is evaluating a new “deferred” or “batched” x402 payment type tailored for Gateway’s cross-chain, high-volume architecture. This update would allow AI agents to execute millions of tiny payments without having to interact with on-chain settlement for each request.

Focus on the x402 protocol

They are leading a joint effort to implement the practical use of the x402 protocol, a specification that prescribes how autonomous software agents should execute microtransactions. 

The standard enables machines to pay for access to digital services, such as APIs or data streams, with a small digital payment in exchange for the service desired, thus enabling a pay-per-use model to replace subscriptions and API keys, fostering native commerce for the internet of machines. 

Roles of Openmind and Circle

Openmind is focused on building decentralized infrastructure for intelligence and thus brings a deep perspective of autonomous agent needs into ensuring that the standard is robust and practical for complex AI workflows.

Circle brings expertise in stablecoin technology to ensure a sound and compliant mechanism in value transfer, likely using a digital currency such as USDC to facilitate near-instant and low-cost global settlements between automated parties.

The demand for M2M payment standards has grown rapidly with the advancement of artificial intelligence and decentralized networks. Historically, automated payments relied on traditional banking rails that were too slow, too expensive, and lacked the granularity required by the microtransactions characteristic of an AI economy.

Need for M2M standards and future implications 

The X402 protocol itself originated as an open-source contribution, primarily incubated by teams at Coinbase that recognized the need for a universally accepted method of API monetization. This specification extends HTTP status codes by defining when a given machine request requires payment.

Standardizing the payment method greatly lowers the barrier for developers to create and monetize autonomous services. It could enable a new class of “money-aware” AI agents capable of navigating and paying for services seamlessly on the open internet independently of human interference. 

Additionally, the wide adoption of the X402 protocol is important for ensuring that the global proliferation of autonomous agents will be underpinned by a stable and shared mechanism for efficient value exchange.

Also Read: Circle Expands USYC to BNB Chain Amid DeFi Growth

Disclaimer: The information researched and reported by The Crypto Times is for informational purposes only and is not a substitute for professional financial advice. Investing in crypto assets involves significant risk due to market volatility. Always Do Your Own Research (DYOR) and consult with a qualified Financial Advisor before making any investment decisions.

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Vanshita Kanjani - Crypto Journalist
By Vanshita Kanjani
Follow:
Vanshita Kanjani is a crypto journalist, particularly focused on delivering clear insights into regulatory frameworks and industry updates. Her educational background in English literature and prior experience at a local publication house give her a strong foundation for delivering in-depth market analysis and reports.
Jahnu Jagtap - Crypto Research Analyst at The Crypto Times
By Jahnu Jagtap
Follow:

Jahnu Jagtap is a Research Analyst with over 5 years of experience in crypto, finance, fintech, blockchain, Web3, and AI. He holds a BSc in Mathematics and is certified in Blockchain and Its Applications (SWAYAM MHRD), Cryptocurrency (Upskillist), and NISM Certifications. Jahnu specializes in technical, on-chain, and fundamental analysis, while also closely tracking global macro trends, regulations, lawsuits, and U.S. equities. With a strong analytical background and editorial insight, he drives content that delivers clarity and depth in the fast-evolving world of digital finance.

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