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Market News

Bank of Japan Plans ETF Sales Amid Rate Hike Speculation

BoJ to gradually sell ETFs while rate hikes loom, impacting markets and crypto; steady flows show institutions absorb risk, retail provides liquidity.

Written By:
Kenrodgers Fabian

Reviewed By:
Divya Mistry

Last updated: December 15, 2025 5:36 PM
Published 2025-12-15
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Last updated: December 15, 2025 5:36 PM
Published 2025-12-15
Bank of Japan Plans ETF Sales Amid Rate Hike Speculation

Key Highlights

  • Bank of Japan (BoJ) plans slow, decades-long ETF sales, aiming to avoid market shocks, while rising stock values and rate hikes add complexity.
  • Higher Japanese rates may tighten global liquidity, affecting Bitcoin, crypto, and carry trades, possibly triggering broader market caution.
  • Crypto ETFs see steady institutional inflows despite volatility, signaling strong demand while retail investors provide liquidity in weaker markets.

The Bank of Japan (BoJ) is preparing to begin selling its massive exchange-traded fund (ETF) holdings as early as January. The central bank plans a gradual, decades-long process to offload the ¥83 trillion (around $534 billion) worth of ETFs while avoiding market disruption. 

As per a Bloomberg report, sources familiar with the matter say that the BoJ will sell the assets slowly, following a pace decided at a September policy board meeting, where officials prioritized stability and minimal market impact. Holdings will be offloaded at roughly ¥330 billion per year based on book value. Simple calculations suggest that, at this rate, the full divestment could take more than 110 years. 

The strategy mirrors past sales of stocks acquired from struggling banks in the 2000s, which the BoJ completed over a decade without unsettling financial markets. 

“The bank wants to make the market response almost unnoticeable,” said one source. Sumitomo Mitsui Trust Bank recently won the role of conducting the sales, ensuring structured execution of this historic divestment.

Gradual sales strategy and market impact

The BoJ intends to continue the steady monthly sales, except in cases of extreme market turmoil, like during the global financial crisis in 2008. This means that investors can expect limited short-term disruption in Japanese equities. But the growing value of Japan’s stock market has sent the market value of ETFs higher, boosting the importance of the sales.

Adding to that, the planned divestment comes with expected rate hikes, complicated even further. Nikkei reported that the BoJ might increase the policy rate by 25 basis points to 0.75%, which would be the highest level in around 30 years.

Higher rates could continue to impinge on global liquidity and, thereby, on risk assets such as Bitcoin and other cryptocurrencies. Historically, Bitcoin usually came under downward pressure during periods of yen strength, while the weakening of the yen often supported higher crypto prices.

Ultra-low rates in yen have also been used by hedge funds and trading desks to fund carry trades in equities and U.S. Treasuries. This might end up making those trades less attractive, which could lead to wider risk aversion in stocks and crypto markets.

Crypto ETF trends and institutional activity

Amid these developments, cryptocurrency ETFs continue to attract significant inflows. U.S. XRP spot ETFs have recorded 30 straight days of net inflows, accumulating $990.9 million. 

🚨 XRP ETF INFLOWS HIT 30 DAYS STRAIGHT!

U.S. spot $XRP ETFs have logged 30 straight days of inflows since launch, while $BTC and $ETH struggle with outflows.

XRP ETFs now have accumulated about $990.9M in net inflows, with total net assets at $1.18B. pic.twitter.com/oZebpr3TzF

— Coin Bureau (@coinbureau) December 15, 2025

Meanwhile, as per Sosovalue data, Bitcoin ETFs and Ethereum ETFs face intermittent outflows with Bitcoin having 49.16 million as of December 12 but with a cumulative net inflow of 57.90 billion. Ethereum, on the other hand, has 19.41 million outflows and cumulative inflows of 13.09 billion. Though weekly data still shows net positive inflows of $287 million for Bitcoin and $209 million for Ethereum. 

As pointed out by analyst Marc Shawn Brown, “Retail and ‘Mid-Tier’ whales panic-dumped ~$2.5 billion during market weakness. Institutions absorbed every satoshi.” Now, such dynamics signal that institutions are busy consolidating their positions while retail investors provide liquidity.

YOU JUST WITNESSED THE GREATEST DONATION IN CRYPTO HISTORY.

I ran the ETF numbers for the last 30 days. The data tells a BRUTAL story.

Retail and "Mid-Tier" whales panic-dumped ~$2.5 Billion into market weakness. We saw a massive -$903 Million outflow on Nov 20 alone. They sold… pic.twitter.com/O3aKNBXq9U

— Marc Shawn Brown (@MarcShawnBrown) December 15, 2025

Also, Solana ETFs recorded $36 million in net inflows over the past week, with Bitwise’s BSOL leading. These trends suggest that investor interest in crypto is there despite potential macro headwinds.

Furthermore, according to Renato Eid, an expert in the financial sector and portfolio manager at Itaú Asset Management, implementing Bitcoin into the portfolios will be highly purposeful for diversification and protection of currency. 

He advocates for a calibrated investment of 1 to 3%, underlining that crypto should complement, not dominate, traditional assets in the long run.

The BoJ’s upcoming ETF sales and possible rate hikes show Japan is slowly changing its approach to money and markets. People should keep an eye on how these moves affect global markets and crypto activity. Holding a mix of regular investments and some cryptocurrency could help balance risk and protect against changes in currency value.

Also Read: Phantom Wallet Launches Debit Card in the U.S. with Apple Pay

Disclaimer: The information researched and reported by The Crypto Times is for informational purposes only and is not a substitute for professional financial advice. Investing in crypto assets involves significant risk due to market volatility. Always Do Your Own Research (DYOR) and consult with a qualified Financial Advisor before making any investment decisions.

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TAGGED:Crypto ETFsJapan
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Fabian is Crypto Journalist at The Crypto Times
By Kenrodgers Fabian
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Kenrodgers Fabian is a Content Writer with over 3 years of experience in crypto news, data analysis, and IT. With a degree in Health Records and Information Technology, he brings a structured and analytical approach to digital reporting. Kenrodgers focuses on delivering accurate, informative content that helps readers stay updated on the latest trends in crypto and emerging technologies.
Divya Mistry - Content Editor at The Crypto Times
By Divya Mistry
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Divya Mistry is a Content Editor with over 9 years of experience in news, PR, marketing, and research. Armed with a Master’s Degree in English Literature from the University of Mumbai, she specializes in crafting and refining long-form content across digital and print platforms. Over the years, Divya has contributed to and shaped content for leading brands across a range of industries, including real estate, healthcare, vertical transport, entertainment, lifestyle, education, EdTech, tech, and finance. Her research work has been featured on platforms like DNA India, Forbes, and Elevator World India. She now brings her editorial and research skills to explore the rapidly evolving world of cryptocurrency.

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