ECB Selects XRP Ledger, White Network for Digital Euro: Fact Check

Written By:
Kritika Mehta

Reviewed By:
Jahnu Jagtap

Ecb Selects Xrp Ledger, White Network For Digital Euro Fact Check

Trending posts circulating on X (formerly Twitter) claim that the European Central Bank (ECB) has launched a Digital Euro pilot program involving the XRP Ledger and a project called White Network. The post, published by a user named Amonyx, includes a document appearing to be from the ECB and is being used to promote XRP and WHITE.

Is ECB Actually Using XRP Ledger for Digital Euro?

“European Central Bank is officially launching its Digital Euro pilot! $WHITE & #XRP are directly involved,” Amonyx wrote in the post, which has since gained traction in crypto forums. He added, “The ECB lists WhiteNetwork by WhiteRock as a secondary platform alongside XRP Ledger, to help power Europe’s first regulated CBDC test,” the post continues.

Uropean Central Bank Is Officially Launching Its Digital Euro Pilot
Source: X

The image attached to the post resembles an official ECB memo and outlines a supposed 12-month pilot program said to begin in June 2025. It lists Ripple’s XRP Ledger as the “Primary Platform” and WhiteNetwork by WhiteRock as the “Secondary Platform,” and claims over 500 European financial institutions will be involved in testing. However, the ECB has made no such announcement.

None of its statements, press releases or documents indicate the inclusion of XRP or WhiteNetwork in their plans. At the time of writing, the ECB is still preparing its digital euro project, concentrating on building technology, regulations and safety features and not on choosing blockchain companies or starting full trials.

European Central Bank Official Statement
Source: X

According to the Le Panneur report, two officials called “Dr. Alexandra Zimmermann” and “Prof. Marcus Hoffmann” were mentioned, but they are not found in the ECB’s contact list or in previous messages. The positions they are associated with, i.e., ‘Director, Digital Currency Division’ and ‘Chief Technology Officer’, are not part of the official structure of the institution.

Style and Content Raise Flags

The way the document is written adds to the concerns. Commonly used in advertising such performance benchmarks are missing from clear monetary policy statements. In place of using familiar terms from banking rules or guidelines, CBW used technology-influenced names like “Phase I, II and III” for its roadmap.

The transaction parameter claim of “Maximum €10,000 per individual transaction” also does not appear in any ECB official document and would require official approval, not a private memo. Perhaps the most telling line appears in the final sentence of the viral post: “$WHITE has already pumped 350% this week.”

Since the message clearly ties the rise to speculations around ECB, it appears the purpose was to convince others to trade, therefore selling the asset themselves once the market is full of investors. Thus, for accurate updates on the Digital Euro, refer directly to the European Central Bank’s website.

Also Read: Elon Musk Says Ripple XRP is Promising: Fact Check



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Kritika brings over three years of experience in financial journalism, with a strong focus on blockchain and cryptocurrency. As a Sub Editor at The Crypto Times, she demonstrates a sharp grasp of crypto market dynamics. Beyond the newsroom, Kritika has a deep love for music.
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Jahnu Jagtap, a crypto enthusiast since 2020. Loves to guide others to understand blockchains, crypto currencies, NFTs, Metaverse and everything in Web3. He is passionate about his work and never stops his research on crypto.