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World Liberty Fi’s USD1 Proposal Passed: But Who is Pulling the String?

Many WLFI holders remain locked out, while a few large, team-linked wallets controlled the vote, raising questions about fairness in governance.

Written By:
Dishita Malvania

Last updated: January 20, 2026 5:36 PM
Published 2026-01-20
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Last updated: January 20, 2026 5:36 PM
Published 2026-01-20
World Liberty Fi’s USD1 Proposal Passed: But Who is Pulling the String?

Key Highlights

  • Many WLFI holders remain locked out of their tokens, preventing them from participating in votes that affect the project’s direction.
  • A small number of large wallets, linked to the team or strategic partners, appear to have dominated the USD1 proposal vote.
  • WLFI’s revenue structure benefits insiders entirely, leaving ordinary holders without any financial gain or real influence.

A recent governance vote at World Liberty Financial (WLFI) has made some investors uneasy, not so much because of what was being voted on, but because of how the decision was made. The proposal focused on using treasury-held WLFI tokens to support the growth of USD1. 

However, what stood out, according to observers and some traders on X, was the influence of large, team-linked wallets and the fact that many regular holders were unable to take part in the vote.

A popular trader and DeFi analyst on X, going by the username DefiSquared, suggested in a post that the vote may have been coordinated in a way that benefited the protocol.

Haven’t seen anyone else talk about this yet, so I wanted to bring up an alarming governance vote by World Liberty Fi this month that appears to be the start of a slow extraction of value from WLFI holders by the team:

What you see above appears to be a rigged vote, where the… pic.twitter.com/CGsj7vVUUk

— DeFi^2 (@DefiSquared) January 20, 2026

On-chain data and voting records shows a small number of wallets holding very large amounts of WLFI were responsible for pushing the proposal through. These wallets voted in favor, while a large section of ordinary investors were unable to participate at all because their tokens have remained locked since the token generation event. 

Token holders locked out of governance

One of the biggest issues around this vote is that many WLFI holders still cannot access or move their tokens. Since the launch, investors have repeatedly asked for clarity on when their tokens will be unlocked, but so far there has been no clear answer from the team. Because of this, a large number of holders have effectively been excluded from governance, even though decisions are being made that directly affect the project.

During the voting period, several participants openly expressed their frustration. Some asked for the remaining tokens to be unlocked before any new proposals were passed, while others said they would oppose all future votes until the issue was addressed. Despite this, the proposal went ahead and passed, largely due to votes cast by high-balance wallets.

This has led many to question whether WLFI’s governance system reflects the wider community at all, or whether it mainly serves those who already hold large allocations.

Questions around the USD1 proposal

The proposal itself focused on using unlocked WLFI treasury tokens to support the expansion of USD1. While it was presented as a growth-focused move, critics have questioned the timing, especially given that basic concerns around token access and governance remain unresolved.

At one point, the proposal appeared unlikely to pass, with a noticeable number of votes against it. That changed only after large wallets entered the vote and tipped the balance. For some investors, this raised doubts about whether the outcome was ever really in question.

Revenue structure adds to concerns

The vote has also brought renewed attention to WLFI’s revenue structure. According to the project’s own documentation, WLFI token holders do not receive any share of protocol revenue. Instead, 75% of the net revenue goes to DT Marks DEFI LLC, with the remaining 25% going to AMG and WC Digital Fi LLC, which is linked to the Witkoff family. 

Haven’t seen anyone else talk about this yet, so I wanted to bring up an alarming governance vote by World Liberty Fi this month that appears to be the start of a slow extraction of value from WLFI holders by the team:

What you see above appears to be a rigged vote, where the… pic.twitter.com/CGsj7vVUUk

— DeFi^2 (@DefiSquared) January 20, 2026

In practice, this means that even though there are governance votes, the financial upside stays almost entirely with entities connected to the project’s leadership.

For many holders, that leads to a simple but important question: if there’s no share in revenue and very little say in how things are run, what’s the real long-term reason to hold WLFI?

Token distribution and market reaction

The token distribution only adds to these concerns. Around 33.5% of the total supply is held by the team, with another 5.85% held by strategic partners. Public investors, by comparison, received roughly 20% of the supply.

The governance proposal to use a portion of the unlocked treasury to incentivize USD1 adoption has passed with 77.75% of the vote in favor.

This happened because the community showed up, evaluated the proposal, and made a clear decision about the direction of the WLFI ecosystem.…

— WLFI (@worldlibertyfi) January 4, 2026

After the vote, blockchain data showed large transfers taking place, including a movement of 500 million WLFI to Jump Trading. At the same time, retail investors still can’t access or move their tokens. That has added to concerns that control and liquidity remain concentrated at the top, while ordinary holders are effectively stuck on the sidelines with no way to react or participate.

Market response so far has been cautious. Some traders have said they are taking short positions on WLFI, mainly because of dilution concerns, centralized control, and the fact that the token does not offer any form of revenue sharing.

Broader implications for governance

This situation has again brought attention to how WLFI’s governance actually works. While the project claims to be decentralized, the voting power clearly sits with a small group. Most token holders still don’t have any real say, simply because they can’t access or use their tokens.

For many people watching this closely, this vote isn’t just about USD1 anymore. It has started to look like a pattern, where decisions are pushed through by a few large wallets while everyone else is left on the sidelines.

So far, there has been no public response from the WLFI team on these concerns. And until there is some clarity on token unlocks, voting rights, and how revenue is handled, doubts around fairness and transparency are likely to continue.

Disclaimer: This article does not make any claims or allegations against WLFI or its team. The information presented reflects observations from publicly available on-chain data and commentary from traders, including posts on X. Nothing in this report is intended as a personal claim or accusation.

Also Read: Optimism Proposes 50% Superchain Revenue for OP Token Buybacks

Disclaimer: The information researched and reported by The Crypto Times is for informational purposes only and is not a substitute for professional financial advice. Investing in crypto assets involves significant risk due to market volatility. Always Do Your Own Research (DYOR) and consult with a qualified Financial Advisor before making any investment decisions.

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Dishita Malvania - Senior crypto journalist at The Crypto Times
By Dishita Malvania
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Dishita Malvania is a Crypto Journalist with 3 years of experience covering the evolving landscape of blockchain, Web3, AI, finance, and B2B tech. With a background in Computer Science and Digital Media, she blends technical knowledge with sharp editorial insight. Dishita reports on key developments in the crypto world—including Litecoin, WazirX, Solana, Cardano, and broader blockchain trends—alongside interviews with notable figures in the space. Her work has been referenced by top digital media outlets like Entrepreneur.com, The Independent, The Verge, and Metro.co, especially on trending topics like Elon Musk, memecoins, Trump, and notable rug pulls.

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