Key Highlights
- FIS and Intain launch Digital Liquidity Gateway on Avalanche to digitize asset-backed finance.
- Platform connects ~2,000 U.S. community banks to institutional liquidity using blockchain and AI.
- Integration with FIS core systems automates loan securitization and settlement onchain.
Fintech giants FIS Global and Intain Markets have teamed up to launch the Digital Liquidity Gateway, a marketplace built on Avalanche that allows roughly 2,000 U.S. regional and community banks to buy, sell, and securitize loans directly on-chain.
The initiative, unveiled this week, aims to modernize one of the most entrenched corners of traditional finance: asset-backed lending.
Today, smaller banks often struggle to tap institutional capital efficiently. With this new system, they can tokenize loan portfolios, such as small business or real estate loans, and trade them securely using blockchain-based records.
Modernizing credit markets
The Digital Liquidity Gateway connects directly with FIS’s core banking infrastructure and uses AI to automate verification, record-keeping, and compliance. Deals are logged on Intain’s Avalanche Layer 1 network for real-time validation and programmable settlement, reducing friction and counterparty risk.
“Rebuilding trust in asset-backed finance is critical,” said Siddhartha, CEO of Intain Markets, citing recent loan management scandals. “We’re automating manual processes and delivering transparency for all participants.”
By digitizing the securitization process, banks can recycle capital faster while investors gain clearer insight into the underlying assets. FIS’s John Omahen described it as “a fundamental shift in how regional and community banks can manage their balance sheets and serve their communities.”
Avalanche’s expanding institutional footprint
Built on Intain’s Avalanche L1 and powered by AvaCloud, the platform underscores Avalanche’s growing role in real-world finance. Ava Labs President John Wu said the project shows how blockchain “can help institutions offer better rates and expand credit access while maintaining full transparency.”
This marks another institutional milestone for Avalanche. In Japan, payment processor TIS Inc. recently deployed its Multi-Token Platform on AvaCloud to run stablecoins and tokenized assets across a $6T network.
Routescan data shows Avalanche’s smart contracts have exploded, tripling to more than 44 million in a year. Developers are clearly betting big, turning the network into a hotspot for DeFi, gaming, and tokenized assets.
According to CoinMarketCap, AVAX currently hovers around $17 with a $7.4 billion market cap.
Why it matters
Avalanche’s growing roster of institutional partners shows how blockchain is quietly moving from crypto hype to real financial infrastructure. By powering regulated systems like FIS’s loan markets and Japan’s payments network, Avalanche is proving its tech can handle the scale and scrutiny of traditional finance.
Also read: AVAT, MLAC Partner to Launch $675M Avalanche Treasury
