Bitwise, an investment company managing $12 billion, has shared a report about XRP’s possible price in 2025.
The report looks at different ways the price could change, from big growth to a possible drop. In the best case, XRP could hit $4.48 by the end of 2025.
This price prediction depends on more people using XRP for payments and digital assets. Right now, the tokenization market (where real-world assets are turned into digital ones) is expected to be worth $10.9 trillion by 2030.
If XRP captures even 1% to 2% of that, its price could go up. Also, every time someone uses XRP for a transaction, a small amount gets burned, reducing the total supply, which might help increase the price.
In a steady growth scenario, Bitwise believes XRP could reach $3.90 by 2025. This would happen if more banks and companies start using XRP for cross-border payments. The XRP Ledger (XRPL), which powers transactions, could also see more stablecoins being used on it. If everything goes well, XRP could grow by 27% per year under this scenario.
But there’s also a worst-case scenario, where XRP drops to $1.82 in 2025. This could happen if big investors don’t support XRP, if banks don’t adopt it, or if other digital assets take its place. Bitwise warns that unclear regulations and competition could also affect XRP’s future growth.
Another big factor that could change XRP’s price is whether the U.S. government sets clear rules about how XRP can be used. Right now, much focus is on Ripple’s legal situation and a possible XRP-based Exchange-Traded Fund (ETF). If approved, an ETF could bring more money into the market and make it easier for big investors to buy XRP.
Bitwise also points out that XRP’s price might be influenced by Bitcoin’s performance. If Bitcoin reaches $1 million per coin, XRP’s total market value could grow from 11% to 13.81% of Bitcoin’s size. This could help push the price up.

Right now, XRP has dropped by 4% today from a high of $2.4 to now trading for $2.32. The market cap has dropped by 3.80% to $135 billion, but the trading volume is still performing well, with a 12% surge recorded.
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