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Industry

MoonPay Acquires Decent in an Eight-Figure Deal

MoonPay Trade will serve as the execution layer for MoonPay Institutional, led by former acting CFTC Chair Caroline D. Pham.

Written By:
Iyiola Adrian

Reviewed By:
Jahnu Jagtap

Last updated: 31 minutes ago
Published 42 minutes ago
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Last updated: 31 minutes ago
Published 42 minutes ago
MoonPay Acquires Decent in an Eight-Figure Deal

Key Highlights

  • MoonPay bought Decent.xyz to improve its cross-chain blockchain system.
  • It also launched MoonPay Trade, a tool that connects banks and firms to 200+ blockchains in one place.
  • The deal shows MoonPay is becoming a full crypto infrastructure company, not just a payments service.

MoonPay has bought Decent, a Y Combinator–backed company that builds tools for moving crypto across different blockchains. 

According to the company, the deal is a “high eight-figure” purchase, marking at least the fourth acquisition it has completed this year as it continues to expand its infrastructure footprint across crypto markets.

BREAKING: MoonPay has acquired Decent and launched MoonPay Trade

the only API you need for onchain execution, settlement, conversion, and payments on 200+ chains and protocols

one-click to DeFi for institutions, apps, and enterprises

performant, compliant, and live now pic.twitter.com/bbl3FY4xhO

— MoonPay 🟣 (@moonpay) May 21, 2026

MoonPay launches MoonPay Trade for institutions

Following the purchase, MoonPay has also launched a new product called MoonPay Trade. 

According to the company, this service is designed for major firms like banks, fintechs, asset managers, and enterprises that want a single integration point to access tokenized assets, decentralized finance (DeFi) applications, and stablecoin liquidity.

MoonPay Trade is powered by Decent’s routing engine, bridge systems, and liquidity aggregation layer.

It is combined with MoonPay’s existing on-ramps and off-ramps, along with compliance tools such as KYC and AML systems. The setup allows users to perform “one-click” transactions across chains, while still following rules.

Supporting about 120 fiat currencies

The platform also supports over 120 fiat currencies and connects to more than 200 blockchains, including Ethereum, Solana, Base, Bitcoin, and Hyperliquid.

It allows users to move assets between chains, convert money, and settle payments without needing separate tools for each network. It also lets users keep a single balance view across different blockchains.

MoonPay said the system will serve as the execution layer for MoonPay Institutional, its regulated financial services unit led by former acting CFTC Chair Caroline D. Pham. 

“Every major financial institution is building a tokenized asset strategy. MoonPay Trade is the execution layer that MoonPay Institutional is built on, giving firms one technology platform to access onchain markets with full compliance.” She said in a statement.

The platform also connects to DeFi protocols such as Aave, Morpho, and Maple Finance, which allow users to lend, borrow, or earn yield directly onchain while using tokenized assets or stablecoins.

Decent expands to stablecoin trading

Decent was founded in 2021, as a music NFT project but later changed direction and focused on cross-chain infrastructure. It was backed by Y Combinator, Archetype, and Circle, and built systems that help break down blockchain barriers and make it easier to move assets across different networks.

After joining MoonPay, the Decent team expanded its tools for big financial users. These tools now include stablecoin trading systems and vaults that help manage tokenized funds. MoonPay Trade also works with DFlow, another trading infrastructure company MoonPay bought earlier in 2026, which handled over $12 billion in trades in Q1 2026.

In short, MoonPay has been buying several companies as it moves from just being a crypto payment service into a full financial infrastructure company. It has also acquired firms like Sodot, Meso, and Helio. 

Tokenized assets surge up $33 million in value 

At the same time, more big financial companies are entering tokenization. According to data from RWA.xyz, tokenized real-world assets, such as digital versions of stocks, bonds, and funds, have reached $33.78 billion in trading volume. 

Big firms like BlackRock, Franklin Templeton, and JPMorgan have already launched tokenized products. This growth is pushing demand for systems like MoonPay Trade, which connect traditional money with blockchain networks in one place.

Also Read: MoonPay Builds AI-Powered Trading Stack Through Dawn Labs Deal

Disclaimer: The information researched and reported by The Crypto Times is for informational purposes only and is not a substitute for professional financial advice. Investing in crypto assets involves significant risk due to market volatility. Always Do Your Own Research (DYOR) and consult with a qualified Financial Advisor before making any investment decisions.

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Iyiola - Crypto Journalist at The Crypto Times
By Iyiola Adrian
Follow:
Iyiola is an experienced crypto writer specializing in simplifying complex blockchain and cryptocurrency topics for a broad audience. With expertise in ICOs, DeFi, NFTs, and regulatory updates, he offers valuable insights to help readers make informed decisions.
Jahnu Jagtap - Crypto Research Analyst at The Crypto Times
By Jahnu Jagtap
Follow:

Jahnu Jagtap is a Research Analyst with over 5 years of experience in crypto, finance, fintech, blockchain, Web3, and AI. He holds a BSc in Mathematics and is certified in Blockchain and Its Applications (SWAYAM MHRD), Cryptocurrency (Upskillist), and NISM Certifications. Jahnu specializes in technical, on-chain, and fundamental analysis, while also closely tracking global macro trends, regulations, lawsuits, and U.S. equities. With a strong analytical background and editorial insight, he drives content that delivers clarity and depth in the fast-evolving world of digital finance.

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