Key Highlights
- MetaMask’s Mastercard crypto debit card is now available in 49 U.S. states.
- The card keeps users’ crypto in their own wallet until payment, meaning full control and safety.
MetaMask has rolled out its Mastercard-powered crypto debit card across the United States, allowing users to spend crypto almost anywhere like regular money. The card now works in 49 states, including New York, for the first time.
According to the official announcement, Vermont is the only state where it is not yet available. MetaMask first tested the card in the U.K. and Europe in 2024 and started a U.S. pilot in December 2024.
The move means users don’t have to move funds to an exchange first. Instead, they can pay directly from their wallet. The card works wherever Mastercard is accepted, both online and in stores, and connects with Apple Pay and Google Pay.
“We designed MetaMask Card to make crypto disappear. Not go away, but become so seamlessly woven into daily life that the line between onchain and offchain fades away entirely,” said Gal Eldar, the product lead at MetaMask.
Premium card offered at $199 per year
MetaMask also introduced a premium option called the Metal Card, priced at $199 a year. It offers 3% cashback on the first $10,000 spent each year, plus no foreign transaction fees, higher ATM and spending limits, travel perks, and access to special events.
To get a card, users must complete ID verification and compliance checks. The card launch is part of a bigger push, including MetaMask’s mUSD stablecoin, a $30 million rewards program, and plans for a native token. MetaMask hopes the card will become part of everyday life, not just a novelty.
The card supports multiple cryptocurrencies like USDC, USDT, and wETH on the Linea Layer-2 network, so users can spend funds without leaving their wallets.
The MetaMask card is part of Mastercard’s growing crypto programs, including earlier partnerships with Circle. Other companies like Coinbase and Crypto.com also have crypto cards, but MetaMask is different because users keep full control of their crypto until they pay.
The card is virtual by default, and the Metal Card provides a physical version, making crypto spending feel like using a normal debit card.
Broader context
MetaMask is joining companies that are trying to make digital assets easier to spend for users. By letting users pay directly from their wallets, the payment platform is pushing crypto closer to normal daily payments like cards and mobile apps.
As stablecoins and digital wallets become more popular, tools like crypto debit cards could help new users feel more comfortable using blockchain technology in a simple, everyday situation.
Also Read: Coinbase Expands Into Traditional Finance With Stock and ETF Trading
