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Market News

Cardano Foundation Approves 5M ADA Loan Amid Chain Split Buzz

The new governance announcement comes amid a major fork buzz and ongoing technical risks around Cardano blockchain.

Written By:
Kenrodgers Fabian

Reviewed By:
Gopal Solanky

Last updated: November 25, 2025 5:22 PM
Published November 25, 2025 5:22 PM
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Last updated: November 25, 2025 5:22 PM
Published November 25, 2025 5:22 PM
Cardano Foundation Approves 5M ADA Loan Amid Chain Split Buzz

Key Highlights

  • Cardano approved a ₳5M treasury loan for CNT listings, shifting from grants to loans while highlighting the need for accountability and fiscal discipline.
  • Snek delivered key milestones quickly, expanding token access globally, but the chain split shows that technical risks remain within the network.
  • The recent chain split was temporary; older nodes rejected the malformed transaction, newer nodes processed it, and no lasting damage occurred.

Cardano is expanding the global reach of its tokens by approving a 5 million ADA treasury loan (approximately $2.07 million) to fund listings of Cardano native tokens and expand its ecosystem. The Cardano Foundation, through its DRep voting process, gave a clear “Yes” to the Snek Foundation’s proposal.

The move follows earlier abstinence by the foundation from a similar proposal due to unclear financial details and concerns about the funding model. As Snek refined the plan to meet governance requirements, the Foundation became more confident in the proposal.

We have voted YES on the treasury withdrawal proposal: Loan ₳5,000,000 to Expand Cardano’s Global Listings, proposed by @Snek. ✅

Here's our full voting rationale: https://t.co/86XDcsjXf1 pic.twitter.com/xSAbuIfGtF

— Cardano Foundation (@Cardano_CF) November 24, 2025

The Foundation emphasized that remaining issues would be handled collaboratively with Intersect once the loan agreement is finalized. “We concluded that voting ‘yes’ would support the experimental approach and the project’s sustainable growth,” the foundation said in their official statement.  

The loan represents a new funding approach for the Cardano ecosystem. Unlike grants, a treasury-backed loan requires repayment, encouraging fiscal discipline. EMURGO, a co-founding entity of Cardano, supported this approach, stating, “The loan model encourages fiscal discipline. Additionally, snek has a proven track record with T1 listings, and the advisory role of phillip_pon provides stronger oversight.”

✅ We voted YES on the Treasury Withdrawal for the ₳5,000,000 loan aimed at expanding Cardano’s global listings.

Following our earlier approval of the Budget Info Action, EMURGO supports this withdrawal as the loan model encourages fiscal discipline. Additionally, @snek has a…

— EMURGO (@emurgo_io) November 18, 2025

The proposal comes after months of community discussion about treasury withdrawals. Initially presented as a grant, the request was meant to fund listings of SNEK and other Cardano tokens on major global exchanges.

Chain split incident highlights network risks

Despite improvements, the network still encountered a major technical problem: Cardano split into two chains on November 21, 2025, due to the appearance of a malformed delegation transaction issued by a pseudonymous developer, Homer J. The transaction exploited a deserialization bug that had been present in versions from 2022 onward.

Sorry (I know the word isn't enough given the impact of my actions) Cardano folks, it was me who endangered the network with my careless action yesterday evening. It started off as a "let's see if I can reproduce the bad transaction" personal challenge and then I was dumb enough

— Homer J (AAA) (@KpunToN00b) November 21, 2025

Homer J. said, “I watched in horror as block explorers froze and the network became disrupted.” He insisted that he did not have any malicious intentions, and he was truly sorry for what happened.

Intersect, the governance body behind Cardano, conducted a post-mortem, confirming that older nodes rejected the transaction, while newer nodes processed it. The split contributed to a temporary network disruption. Experts, however, confirmed that no permanent damage happened in the process. 

Also Read: DAT Stocks Outpace Crypto Market Recovery Post November Crash

Disclaimer: The information researched and reported by The Crypto Times is for informational purposes only and is not a substitute for professional financial advice. Investing in crypto assets involves significant risk due to market volatility. Always Do Your Own Research (DYOR) and consult with a qualified Financial Advisor before making any investment decisions.

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TAGGED:Cardano (ADA)
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Fabian is Crypto Journalist at The Crypto Times
By Kenrodgers Fabian
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Kenrodgers Fabian is a Content Writer with over 3 years of experience in crypto news, data analysis, and IT. With a degree in Health Records and Information Technology, he brings a structured and analytical approach to digital reporting. Kenrodgers focuses on delivering accurate, informative content that helps readers stay updated on the latest trends in crypto and emerging technologies.
Gopal Solanky - Crypto Research Analyst at The Crypto Times
By Gopal Solanky Sr. Crypto Journalist
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Gopal Solanky is a Research Analyst and Reporter with over 5 years of experience in DeFi, blockchain, crypto, IT, and financial markets. With a Bachelor's in Computer Applications, he brings a strong technical foundation to his analysis and reporting. Gopal focuses on breaking down complex topics for both seasoned investors and curious readers. His work has been referenced by publications like Business Insider and Vulture.com, highlighting his contributions to industry stories around topics like Huwak Tuah Memecoin and the FTX collapse.

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