Key Highlights
- Revolut’s Polygon launch sees instant adoption, with users moving over $690M in stablecoins by November 2025.
- 65M Revolut users gain access to Polygon-powered features, including USDC/USDT transfers, crypto card payments, POL trading and staking.
- The integration aligns with Polygon’s expanding enterprise footprint, used by Stripe, Mastercard, Flutterwave, and major institutions, supported by the high-speed Rio upgrade.
Revolut, which is Europe’s biggest neobank and growing fast in the fintech space, has brought Polygon into its app so people can use stablecoins to send money, pay for things, and trade or stake crypto right inside the app. By November 2025, Revolut users had already moved over $690 million through Polygon, a clear sign that people started using the new feature almost immediately.
The move is particularly significant given Revolut’s scale. With a user base of over 65 million people across 38 countries, the integration represents one of the strongest links so far between a mainstream digital bank and blockchain technology.
Revolut says that users who opt into crypto features can move money over Polygon’s rails without high fees or the restrictions typically associated with cross-border payments. Native on-ramps and off-ramps built directly inside the Revolut app allow customers to shift between fiat and crypto seamlessly.
Stablecoin transfers, payments and staking within Revolut
The integration brings several Polygon-powered features directly into Revolut’s ecosystem. Users can now send and receive stablecoins such as USDC and USDT over Polygon.
The network, which maintains $3.5 billion and growing in stablecoin supply, positions itself as the thoroughway for low-cost stable transfers in crypto. Polygon says it “unlocks the familiarity of traditional financial systems with the low-cost, fast-finality of web3.”
Revolut customers can also make day-to-day purchases using a Revolut crypto card that enables payments in stablecoins. Alongside this, the app now supports trading and staking of POL, the gas and staking token for the Polygon network, giving users the ability to participate directly in Polygon’s infrastructure.
Revolut additionally offers a direct offramp to fiat inside the app, which the company says makes global money movement more seamless than before. Revolut notes that the first phase of this collaboration continues to see success.
Polygon’s growing enterprise footprint
Revolut’s entry into the Polygon ecosystem comes at a time when the blockchain network is seeing wider enterprise and institutional adoption. Revolut already has 14 million crypto users, and the company’s decision to integrate Polygon adds a high-volume consumer financial platform to a growing list of organisations using Polygon rails.
A range of major players across finance and payments have also adopted Polygon. Mastercard, through its work with Mercuryo, is using Polygon to bring verified usernames to self-custody wallets. Stripe sees a majority of its crypto payments volume processed on Polygon and has selected the chain as its first choice for new developments such as recurring subscriptions. Africa’s leading cross-border payment provider, Flutterwave, has also chosen Polygon as its default network.
DeCard is enabling instant USDC and USDT0 payments to more than 150 million merchants globally on Polygon. Meanwhile, institutions such as WorldPay, Reliance Jio, NRW.BANK, Cashlink, BlackRock, and Securitize have begun using Polygon for payments and real-world asset infrastructure.
Polygon says it supports millions of transactions a day with fees costing only fractions of a penny, reinforcing its positioning as a stable and reliable blockchain rail for global institutions.
The Rio upgrade and Polygon’s focus on payment rails
Revolut’s integration arrives shortly after Polygon’s most important payments-focused upgrade to date. Known as the Rio upgrade, the update was designed to make the network faster, lighter and more reliable.
According to Polygon, Rio enables 5,000 transactions per second with near-instant finality and removes the risk of reorgs. The company says this allows money to move on rails that settle as fast as digital messages, strengthening Polygon’s case as a backbone for global payments infrastructure.
A foundation for future financial collaboration
Both Revolut and Polygon view this integration as the beginning of a broader shift in how consumers send, receive and interact with money across borders. Revolut x Polygon is aiming to set the stage for more collaborations in cross-border payments, remittances and the wider convergence of traditional and decentralized finance.
The companies say the early traction validates the demand for low-cost, high-speed crypto rails integrated directly into mainstream financial products.
Also Read: Deutsche Börse Integrates SocGen Stablecoins in Expansion
