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Regulations & Policies

David Sacks Predicts Banks’ Full Entry Into Crypto After CLARITY Act

This comes as Patrick Witt urges swift passage of the bill so that the crypto industry gets clear rules and avoids stricter future laws.

Written By:
Iyiola Adrian

Reviewed By:
Jahnu Jagtap

Last updated: January 22, 2026 10:43 AM
Published January 21, 2026 11:22 PM
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Last updated: January 22, 2026 10:43 AM
Published January 21, 2026 11:22 PM
David Sacks Predicts Banks’ Full Entry Into Crypto After CLARITY Act

Key Highlights

  • David Sacks said banks will fully enter crypto once the market structure bill becomes law.
  • The CLARITY Act sets rules for stablecoins, tokenized securities, and DeFi platforms.
  • Coinbase withdrew support over concerns, while lawmakers and industry pushed for timely passage.

David Sacks, U.S. President Donald Trump’s appointed Crypto Czar, said banks will fully enter the cryptocurrency industry once a new market structure bill is passed. 

Speaking in an interview with CNBC at DAVOS 2026, Sacks said, “I think what’s gonna happen is, after the market structure bill is passed, the banks are going to get fully into the crypto industry, so we are not going to have a separate banking industry and crypto industry. It’s going to be one digital assets industry.”

When asked if the crypto firm would be regulated the same way that the banks are regulated, Sacks said that “everyone offering the same product should be regulated the same way.”

He also noted that there’s a debate over whether stablecoins should be able to pay yield. According to him, Banks are cautious about it, while some in the crypto space want to keep yield as a key feature. Sack said that he supports a compromise so the bill can reach the president’s desk.

“If there’s no deal, then [banks] are going to lose on this issue. So I think it’s in their interest to work something out.” He encouraged crypto companies to see the bigger picture, saying that while yield is important, getting an overall market structure bill is equally critical. He added that a good compromise often leaves some parties unhappy, but it is necessary for progress. 

Push for quick passage

Earlier the same day, Patrick Witt, Executive Director of the President’s Council of Advisors for Digital Assets, also commented on the bill. He warned that delaying could allow future administrations to create more difficult rules. “You might not love every part of the CLARITY Act, but I can guarantee you’ll hate a future Dem version even more,” Witt added.

Earlier this month, the Senate Banking Committee circulated a draft of the bill. One major rule in the bill limits interest on stablecoins. Users can earn rewards only by taking part in activities like staking, posting collateral, or providing liquidity. Simply holding stablecoins will not earn yield. In short, the rule is meant to help banks avoid unregulated deposits while keeping stablecoins mainly for payments, not savings.

Industry concerns

Some crypto firms, like Coinbase, have raised some concerns. The exchange recently stopped supporting the CLARITY Act. In a previous statement, CEO Brian Armstrong said, “Parts of the bill could limit tokenized stocks, restrict DeFi platforms, and weaken CFTC oversight.”

After reviewing the Senate Banking draft text over the last 48hrs, Coinbase unfortunately can’t support the bill as written.

There are too many issues, including:

– A defacto ban on tokenized equities
– DeFi prohibitions, giving the government unlimited access to your financial…

— Brian Armstrong (@brian_armstrong) January 14, 2026

The White House criticized Coinbase’s decision, calling it a “rug pull,” and warned it could remove support for the bill unless the exchange works on stablecoin yield rules. Some crypto users online also said the law could favor big companies and reduce flexibility for smaller companies.

Meanwhile, multiple senators are observing the bill closely and taking their time to make careful decisions. Senator Mark Warner recently commented that the bill “has a way forward,” as he believes there is a path for it to become law, but it still needs careful discussion and support from other lawmakers. Senator Cynthia Lummis said it will take time to review and fix.

Experts warn that if the bill is delayed, it could slow down how people use crypto in the U.S., limit trading, and make it harder for the country to compete with other nations in the digital money market.

Also Read: Trump-Backed World Liberty Plans CFO Hire for Crypto Bank

Disclaimer: The information researched and reported by The Crypto Times is for informational purposes only and is not a substitute for professional financial advice. Investing in crypto assets involves significant risk due to market volatility. Always Do Your Own Research (DYOR) and consult with a qualified Financial Advisor before making any investment decisions.

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Iyiola - Crypto Journalist at The Crypto Times
By Iyiola Adrian
Follow:
Iyiola is an experienced crypto writer specializing in simplifying complex blockchain and cryptocurrency topics for a broad audience. With expertise in ICOs, DeFi, NFTs, and regulatory updates, he offers valuable insights to help readers make informed decisions.
Jahnu Jagtap - Crypto Research Analyst at The Crypto Times
By Jahnu Jagtap
Follow:

Jahnu Jagtap is a Research Analyst with over 5 years of experience in crypto, finance, fintech, blockchain, Web3, and AI. He holds a BSc in Mathematics and is certified in Blockchain and Its Applications (SWAYAM MHRD), Cryptocurrency (Upskillist), and NISM Certifications. Jahnu specializes in technical, on-chain, and fundamental analysis, while also closely tracking global macro trends, regulations, lawsuits, and U.S. equities. With a strong analytical background and editorial insight, he drives content that delivers clarity and depth in the fast-evolving world of digital finance.

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