Turkey Strengthens Financial Oversight Over Banks, Crypto Wallets

The proposal targets “rented” accounts used by criminals for fraud, illegal betting, or money laundering to quickly prevent larger schemes.

Written By:
Dishita Malvania

Reviewed By:
Dhara Chavda

Turkey Strengthens Financial Oversight Over Banks, Crypto Wallets

Turkey plans to give MASAK, the country’s financial crimes agency, more authority to freeze and manage bank accounts and cryptocurrency wallets. This is part of the government’s push to fight money laundering and other illegal financial activities and to make sure the country follows international rules.

MASAK, which already keeps an eye on suspicious transactions, would be able to close accounts at banks, payment companies, digital wallets, and crypto platforms if they are suspected of being used for illegal purposes. It could also limit transactions, temporarily block mobile banking, and blacklist cryptocurrency addresses connected to crime.

Focus on rented accounts and suspicious activity

According to Bloomberg reports, the proposal mainly targets so-called “rented” accounts, where people let criminals use their bank or digital wallets for fraud, illegal betting, or money laundering. Authorities say these accounts are often used to hide the source of funds, and quick intervention could help prevent larger schemes from developing.

The proposed changes are expected to be part of the 11th Judicial Package, which is due to be submitted to parliament in the coming legislative year. The bill is still in process, so its details might change before parliament gives it final approval. 

Even as it stands now, giving MASAK these powers would be a big step in how Turkey monitors banks and crypto accounts.

The plan also aligns with the standards set by the Financial Action Task Force (FATF). Turkey got off FATF’s “grey list” in June 2024 after making progress in preventing money laundering and stopping terrorism financing. 

Giving MASAK more power is meant to help the country follow these rules better and respond faster when suspicious transactions show up. Officials say the extra powers will let MASAK act more effectively against illegal activity, protect both banks and crypto platforms, and make the financial system safer for everyone.

Also Read: China’s Central Bank Opens Shanghai Hub for Digital Yuan Expansion


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Dishita Malvania is a Crypto Journalist with 3 years of experience covering the evolving landscape of blockchain, Web3, AI, finance, and B2B tech. With a background in Computer Science and Digital Media, she blends technical knowledge with sharp editorial insight. Dishita reports on key developments in the crypto world—including Litecoin, WazirX, Solana, Cardano, and broader blockchain trends—alongside interviews with notable figures in the space. Her work has been referenced by top digital media outlets like Entrepreneur.com, The Independent, The Verge, and Metro.co, especially on trending topics like Elon Musk, memecoins, Trump, and notable rug pulls.
Dhara Chavda is a Content Strategist and Research Analyst with 5 years of experience in the crypto industry. She holds a Bachelor’s degree in Computer Engineering and brings a strong technical perspective to her work. Dhara specializes in DeFi, price analysis, and the core mechanics of cryptocurrencies. She also works on crypto news, including research, analysis, and assigning stories, ensuring accurate and timely coverage of key developments in the space.