With the rapidly advancing global crypto adoption, there is a growing need for secure and simple payment solutions, with traders looking for venues that cater to both Web2 and Web3 payment networks.
In that regard, Mesh, a popular crypto payment network, enables seamless transactions and connects numerous exchanges, wallets and payment service providers.
Further advancing its network, Mesh has now integrated Apple Pay services, a landmark step that will see merger of Web2 payment network with Web3 allowing users a seamless transition. The integration, that is expected to roll out in Q2 of 2025, will allow merchants to accept crypto payments through Apple Pay by converting cryptocurrencies into stablecoins, thereby bypassing the need to build their crypto infrastructure.
While stablecoins are indeed taking the lead in bringing the worlds of web2 and web3 closer, it is platforms like Mesh that has early stage advantage with their latest announcement.
In this article, we will examine the features of Mesh, its future roadmap and why its integration with Apple Pay could be a game changer for the industry.
What is Mesh?
In 2020, Mesh was founded by CEO Bam Azizi and COO Adam Israel. The platform is revolutionizing financial technology space by crypto transactions – deposits, payments and on-ramping from over 300 exchanges and wallets- all within a single and unified Application Programming Interface (API). The users can authenticate with external wallets or exchanges and transfer assets directly.
Mesh lets merchants receive payments in the stablecoins and currencies as per their choice. It makes it easy to top up instantly by buying crypto from already KYC-completed accounts. The network provides smooth crypto transactions and instant stablecoin settlement.
By reducing fees, it streamlines user experience. Mesh gives real-time access to aggregated investment assets and fiat balances, eliminating stale data for informed value. It uses a combination of zero trust authorization and least privilege access to restrict users’ access to only the resources that are necessary for their role within the systems, as per Mesh.
Mesh provides various products such as Mesh Pay, Mesh Deposit, Mesh Ramp, Mesh Portfolio, Mesh Payout and Mesh Verify. Mesh Pay’s SmartFunding assists in taking the checkout conversion high by combining up to five funding sources into a single transaction. This could result in fewer failed payments.
Understand Mesh’s Integration with Apple Pay
In early May, Mesh announced its integration with Apple Pay that will enable merchants partnered with Mesh to accept crypto payments through Apple Pay, eliminating the need for them to build their own crypto infrastructure.
Planned to release in Q2, 2025, the integration leverages Mesh’s SmartFunding technology which allows users to purchase products using cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), or Solana (SOL), while merchants settle in the stablecoins such as USDC, USDT, PYUSD, and others.
“We believe that as soon as crypto payments are as seamless as fiat payments, nothing is left to stop the mass migration of global commerce onto blockchain rails. Crypto already offers countless benefits over fiat, and Mesh is solving the UX and convenience pieces,” said Bam Azizi, CEO and co-founder of Mesh.
According to Bam Azizi, with this integration, the company aims to solve crypto’s “last-mile” problem, bringing to life a plug-and-play solution that turns on global crypto payments.
This technology claims to simplify the transaction process, with users selecting Apple Pay to checkout, authenticating via Face ID, and completing the transaction in fiat currency payments. The integration capabilities are extended to physical retail environments as well.
Merchants can utilize Apple Pay’s NFC capabilities, online or physical stores. And this innovation isn’t limited to the traditional point-of-sale terminals – it extends to e-commerce, too.
Apple Pay, mobile payment service by Apple, will allow users to connect with to their Mesh account for making payments. For online payments, a user need to simply tap Pay with Apple Pay and complete the purchase, without adding to a cart or filling out a form. For your point-of-sale (POS) payments, a user need to use his iPhone or Apple Watch devices and click to pay.
How to Integrate MeshPay with Apple Pay: A Step-by-Step Guide
To integrate Apple Pay with Mesh Payments by adding a Mesh virtual card, follow these steps:
1. Retrieve Card Details
Log into the Mesh platform, click on the ‘Cards’ link, select the card you wish to add, and reveal the card’s information by clicking on the ‘eye’ icon.
2. Open Apple Pay Wallet
On your iPhone, open the Apple Pay Wallet app.
3. Add a Card
Click on the ‘+’ sign to add a new card.
4. Enter Card Information
Manually enter the details of your Mesh Virtual Card, including the card number, expiration date, and CVV.
5. Agree to Terms
Agree to the ‘Terms and Conditions’ presented by Apple.
6. Verification
Choose the email option to verify the card. You will receive a verification code via email and SMS. Enter this code to complete the verification process.
7. Confirmation
Mesh will follow up with an email to confirm that your card has been successfully added to the Apple Pay Wallet. Ensure that the name entered matches the name on your virtual card. Once added, you can use your Mesh Virtual Card with Apple Pay for transactions.
Mesh’s Backing from Crypto Heavyweights
Mesh aims to bridge the gap between complex crypto transactions and everyday usability. The project is backed by several crypto giants.
On March 11, 2025, under Series B funding round, Mesh raised $82 million for product development and expansion of its application programming interfaces to power crypto and payments platforms. The round was led by Paradigm, with participation from Consensys, QuantumLight, Yolo Investments and others.
“With this funding, we’re expanding the first truly global crypto payments network — one that allows users to pay with any crypto they hold while ensuring merchants can settle in the stablecoin of their choice, just like they do with fiat today,” said Bam Azizi in a release.
Mesh seems to be on a track to become an integral part of global payments as the industry moves towards a stablecoin-dominated ecosystem, with stablecoins already representing over a $200 billion market cap and surpassing $27.6 trillion in transaction volume in 2024.
On March 26, Mesh launched a crypto payments app on Shopify App Store, allowing Shopify merchants to accept cryptocurrencies and settle transactions in stabelcoins.
In January 2024, PayPal Ventures has extended support to it using PayPal’s stablecoin, PYUSD. This investment places Mesh in a strategic position to influence embedded finance, mainly related to cryptocurrencies. Also, Mesh has previously raised from Galaxy Ventures and MoneyForward.
The crypto industry has been facing challenges associated with switching platforms for safe and smooth transactions. But, in 2020, with the emergence of Mesh, many issues were resolved with its innovative technology that makes things less bumpy and easier.
It has received significant investments including $22 million Series A funding round in September 2023. Through its partnerships with MetaMask, Shift4 and Revolut, its technology is available to more than 400 million users in over 100 countries.
By integrating Mesh Ramp into MetaMask Portfolio, Mesh is planning to eliminate barriers related to traditional solutions to buy crypto by easily leveraging their existing, KYC- verified exchange accounts, without the need to create new ones or go through tedious and error-prone identity verification process.
Features of Mesh
There are various features and functions of Mesh that determine its importance. They are:
Integrates with CEXs
It integrates with the largest centralized exchanges like Binance, Coinbase and Kraken and also with leading self-custody wallets like Metamask and TrustWallet. It has also got links with brokerage platforms like Robinhood, Webull and Public.
Transfers Crypto
It facilitates deposit from external wallets and exchange accounts to users ‘platform. It also enables direct payments from the wallets and exchanges. The platform increases on-ramp conversion with the buying power of customers who have already completed the KYC process of exchange accounts.
Manages Portfolio
The platform tracks holdings in real-time wherein it allows to check fiat balance and view aggregated portfolio data.
Provides Historical data
The network offers executed orders or transfers information along with details like date, time, amount, and symbol.
Facilitates Trading
It allows to execute stock orders for an individual connected brokerage and crypto orders for an individual connected exchange.
Enhances Security
The platform adheres to all the required compliances including SOC II with team having experience in auth and identity management. It uses various security protocols regarding operations applications, infrastructure to safeguard end-user data.
Use Cases of Mesh
Mesh offers different use cases to enhance its relevance and easy acceptance in the market.
Seamless Connectivity
Mesh integration provides seamless connectivity to 300 plus exchange sand wallets. It works as a secure, embedded and easy payment platform.
User-Friendly
A user can easily login to external accounts with their email and password to initiate quick and secure transfers.
Network Protection
To develop a guided UX that can protect the users from misconfiguring transfers, Mesh has built network and token support across exchange and wallets.
Payment Options and Accuracy
Not to restrict the crypto buyers with a single payment method, Mesh Ramp permits them to top off crypto balance using cash, other tokens or linked payment ways in their account before transferring to their wallet. The payout solution of Mesh prevents mishaps when exchanges rotate wallet addresses.
Increases Buying Power
Mesh allows users to fund their deposits with a combination of their crypto balances, fiat buying power, and connected payment methods.
Improved Margins
On- ramps comprise of hidden margin and payment processing fees. However, buying directly from an exchange is secure and transparent process.
Avoids Volatility
The volatile nature of crypto has always been one of the barriers to its adoption. Mesh enables users to pay in any token while receiving stablecoin so that a user can avoid balance sheet exposure to volatile digital assets.
Conclusion
Mesh offers a simple and secure way to pay with crypto. The platform unlocks connectivity to over 300 major crypto exchanges, self-custody wallets and brokerages with a single integration and secure API. It permits the users to pay directly on their platform from their existing accounts.
Now, with its integration with Apple Pay, the payment network system is eying new horizons in the fin tech world where users will experience seamless transactions between Web2 and Web3 networks. By enabling easy crypto payments with the backing of stablecoins, Mesh pay ensures that the global advancement of crypto remains steadfast.
Also Read: Binance Adds Apple Pay and Google Pay for Crypto Purchases
