XRP, the native token of Ripple, and Pi coin of Pi Network have made top headlines in the crypto world lately. XRP, a cryptocurrency known for its cross-border abilities, is in news due to its long-drawn-out legal battle with the U.S. Securities and Exchange Commission (SEC) and its recent outstanding price performance.
Similarly, Pi coin’s market buzz is rising due to its mobile mining phenomenon, its huge fanbase, and controversies over its legitimacy and accusations of being a Ponzi scheme.
XRP and Pi Network follow different approaches and have different utility models, community structures, and market trajectories. There are hundreds and thousands of questions regarding which cryptocurrency is the best.
This article will help you to understand the differences and offerings of XRP and Pi coin through a comparative analysis.
XRP vs Pi: Real-Life Utility
XRP functions as a bridge currency for international payments. It enables users to complete cross-border transactions within seconds. Not only this, it charges a low transaction fee far less than $0.0002, comparatively cheaper than traditional methods. XRP has multiple partnerships with global banks, and Ripple’s stablecoin RLUSD enhances liquidity for remittances and institutional transactions.
On the other hand, Pi Network operates through peer-to-peer commerce by taking initiatives like PiFest 2025 to connect 10.3 million-plus wallets with local merchants. The platform supports more than 100 decentralized applications (dApps) for gaming and non-fungible tokens (NFTs), and social platforms. However, most of these applications remain inaccessible to institutional users. The network seeks to replace cash transactions in emerging markets but does not have banking partnerships at the same scale as Ripple (XRP).
XRP vs Pi: Community Backing
The XRP community represents one of the most vocal and established bases in crypto industry. Often referred to as the “XRP Army,” these supporters actively defend and promote the token across social media platforms.
The community has demonstrated remarkable resilience during the legal fight with the U.S. SEC. XRP’s ecosystem includes developers, institutional partners, and retail investors who continued their support the project despite regulatory uncertainties.
Meanwhile, Pi Network has cultivated an impressive grassroots community through its accessibility-focused approach. By enabling mining through a smartphone app without significant battery drain or technical knowledge, Pi has attracted millions of users globally.
The Pi community operates through a referral system that has driven organic growth, particularly in developing markets. However, the community is facing concerns about the project’s timeline extensions and the price of token.
XRP vs Pi: Market Performance
In early 2025, XRP price hit a high of $3.40492 and delivered approximately 300% of returns in the last six months, showcasing its price potential. However, after which, a correction was witnessed in XRP price due to broader market correction, and it got range-bound between the 50-day ($2.192) and 200-day ($1.964) exponential moving averages (EMAs).
At the time of writing, XRP price is trading at $2.08738 with an intraday drop of 1.36%, suggesting mild bearish movement. Its market cap stands at $121.7 billion, and its 24-hour trading volume at $2.47 billion. While multiple indicators are showing a neutral sign as the price is consolidating, the downward trajectory is forming a descending triangle, known for reversing trends, hence traders need to keep an eye on which side the trend breaks to gain the short term projections on XRP.
After touching a high of $2.98 on February 26, 2025, the Pi price is witnessing continuous bearish pressure. The performance of Pi was dull throughout the Q1, 2025 and it is currently 78% down from its all-time high, reflecting the bear power. However, its decline was largely due to sell-offs following its exchange debut on February 20, 2025.
Recently, Pi price rebounded, giving a pause to its bearish trend. Even the buyers showed interest in accumulation at lower levels. Moreover, the strategy to transfer Pi tokens from exchanges to sub-wallet despite of increasing supply has absorbed the negative impact on its price. At the time of writing, Pi is trading at $0.632 with an intraday drop of 0.72%, suggesting mild bearish momentum. It has a market cap of $4.38 billion and a circulating supply of 6.93 billion Pi.
XRP vs Pi: Prediction
Looking at the current scenario, XRP seems to have a bright future for the year 2025 and beyond. Its prolonged battle with the SEC has been kept on hold, it is now a part of the U.S. Strategic Reserve, potential XRP ETF and a crypto-friendly environment- all these factors are working in its favour. Looking at the technical chart, if its price breaks above the $2.192 level, investors could witness a bullish rally towards its previous high of $3.40.
Meanwhile, Pi Network’s future depends on converting its large user base into a robust economic ecosystem. If Pi goes for full deployment with meaningful utility, it could establish initial market value, but the timeline and valuation remain uncertain. Looking at the technical charts, Pi bulls are trying to break above the 50-day and 200-day EMA levels; if they succeed, investors may witness a 50% to 80% rally in the coming days. Moreover, experts believe that if the broader market recovers, it will push the Pi price to the $10 level in 2025.
Conclusion
XRP comes with proven banking utility and regulatory clarity, whereas Pi is a fresher in the crypto space and has a long journey ahead before becoming a well-established cryptocurrency like XRP. While Pi is gradually gaining popularity, it has the potential to deliver good returns.
However, it is always advisable to do your research before making any investments in the crypto sector.
Also Read: Does Pi Network Control Pi Coin Price via Supply? A CT Investigation
